Too many people are in debt these days. Too many people don't have the knowledge or the discipline to handle money appropriately. Too many people waste their money on junk food, dining out, big houses, big cars, diamond necklaces, and tickets to Justin Bieber concerts. But what does the LDS Church teach?
Buy a modest home.
Get a good education.
Work.
Provide for yourself.
Set money aside for a rainy day.
Save your money.
Don't waste your money.
Yea, well did Jacob say, "Do not spend money for that which is of no worth, nor your labor for that which cannot satisfy." (2 Nephi 9: 51)
For more on what the Church teaches about money management, go to this official Church web page.
Unfortunately, too few members take this counsel seriously. In fact, Utah leads the nation in bankruptcies. Who's to blame for this shameful statistic? Um... I don't know. I guess we should blame the members for living beyond their means. I guess we should blame the parents in Zion who don't teach their children, through word and example, appropriate money management skills.
But we can't blame the leadership of the Church. They've consistently taught that we should prudently use the resources our Heavenly Father has so generously given us.
Staying LDS, in part, means continuing to live the teachings of the Church. The teaching of managing money wisely is one no one can reasonably disagree with. Isn't life better when you're financially stable?
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